Hollon Safes - Safes - HDS2014E - B rated depository safe Anti fish baffle prevents theft through the deposit door Battery operated electronic lock protected by an internal spring loaded re locking device Easily change your personal code in seconds Four anchor holes provided to secure your safe to the floor 0.5 thick solid steel door 0.25 thick body 3 1.20 diameter solid steel live locking bolts If combinations are entered incorrectly the keypad has a lockout penalty, frustrating the would be burglar Heavy duty dead bar prevents door removal during a forced entry attempt Specifications: Outside dimensions: 20.25 H x 14 D x 14 W Inside dimensions: 10.5 H x 11.5 D x 13.5 W Weight: 90 lbs
Hollon Safes - Safes - FD3020EE - B rated depository safe Anti fish baffle prevents theft through the deposit door Internal spring loaded relocking device Multi user electronic keypad lock with lock out penalty after wrong code entry Four anchor holes provided to secure your safe to the floor 0.5 thick solid steel door 0.25 thick solid steel body 1.20 diameter solid steel live locking bolts Drill and ballistic resistant hardplate protects internal lock and re locker Heavy duty dead bar prevents door removal during a forced entry attempt Specifications: Outside dimensions: 20 H x 20 D x 30 W Inside dimensions top: 19.75 H x 17 D x 8.25 W Inside dimensions bottom: 19.75 H x 17 D x 8.25 W Door clearance: 15.5 W x 7.5 H Drop door opening: 15.75 W x 4 H Door thickness: 2.75 x 0.5 solid steel plate Cubic feet: 3.60 Weight: 180 lbs
Fire King - Safes - MS1206 - About the FireKing Gary Depository Safe in Black This miniature drop safe container can easily be mounted under a counter or almost anywhere. This portable safe has a key lock and the hinged door features a 3/4 inch drop slot with an anti-fish baffle. Why a Trim Safe? According to a survey by the American Society for Industrial Security, The amount of money kept in a store's cash register was correlated with the likelihood of experiencing armed robbery. Reduce your chance of being robbed by making frequent drops to your safe from the register. Mounting: Your safe can be mounted anywhere near your register with the bolt-down hardware provided. The most common mounting location is under the counter next to the register. Construction: Chassis: Plate steel Exterior: 12 H x 6 W x 7 D Weight: 15 lbs (approx. ship wt) Drop: 0.75 x 5.5 Slot with anti-fish baffle Finish: Graphite Door: Hinged, side swing Warranty: Your Gary by FireKing safe is protected for one full year by the factory warranty.
Reduce your chance of being robbed by making frequent deposits in this drop-safe container. This Sentry black safe is constructed of steel and has programmable electronic locks.Dimensions: 14 inches wide x 24 inches high x 16 inches deepMaterials: SteelDesigned with a host of security features including hardened steel construction, programmable electronic locks, anti-fish hoppers and anti-pry doors Weight: 110 poundsType of lock: Electronic
Protex Safe Co. - Safes - FD2014BD - The Protex Safe Co. 14W B-Rated Depository Drop Safe with Rear Drop Door is designed with a drop door facing the rear of the safe. The safe is made from heavy gauge steel with a 1/2 inch thick door and 3 active locking bolts. The DigiPaz electronic lock is a standard feature along with an automatic locking mechanism, the bolts will lock automatically when door is shut. B-Rated 1/2 solid steel-plate door (FD-series) Heavy duty chrome locking bolts DigiPaz Electronic Lock with flat keypad External power override (Included) Rear Drop Door Hard-plate and spring loaded relocker 4 Pre-drilled mounting holes on the bottom for bolting Electro-Static powder coat finish Specifications: Exterior Dimensions: 14 (W) x 20 (H) x 15-1/2 (D) Interior Dimensions: 13-3/4 (W) x 8-1/2 (H) x 11-1/4 (D) Door Clearance: 10 (W) x 9-1/8 (H) Drop Opening: 10-1/2 (W) x 4 (H) Door Thickness: 2-1/2 (1/2 solid steel plate) Cubic Feet: 0.75 Weight: 95 Lbs.
Hollon Safes - Safes - HDS01K - B-rated drop safe UL listed dual key deposit lock Spring loaded active relocker bolt 4 pre drilled mounting holes 0.5 thick solid steel door 0.25 thick steel body 2 manager keys included 1 guard key included Interlocking steel plate on hinge side 0.5 thick drop slot 1 anti fish baffle Specifications: Outside dimensions: 8 H x 12 D x 6 W Inside dimensions: 7.75 H x 9 D x 5.75 W Door clearance 5.5 X 5.75 Weight: 21 lbs
Hollon Safes - Safes - HDS03D - Dual key heavy duty B-rated drop safe 0.5 steel door 0.25 steel body 3 1.20 chrome plated solid steel bolts Internal re locking devise provides secondary line of defense 4 pre drilled anchor holes Anti fish baffle prevents theft through deposit door UL listed dual key deposit lock Comes with 1 guard key and 2 manager keys Locks and re locker are protected by a drill and ballistic resistant hardplate Front loading money drop 10.75 wide 4.25 high Specifications: Outside dimensions: 20.25 H x 14 D x 14 W Inside dimensions: 10.5 H x 12.5 D x 13.5 W Weight: 95 lbs
Hollon Safes - Safes - HDS02K - UL listed dual key deposit lock Spring loaded active relocker bolt 4 pre drilled mounting holes 0.5 thick solid steel door 0.25 thick steel body 2 manager keys Included 1 guard key Included Interlocking steel plate on hinge side 0.5 X 7.37 drop slot 1 anti fish baffle 10 bottom to top baffle clearance inside Specifications: Outside dimensions: 12 H x 10 D x 8 W Inside dimensions: 11.75 H x 7 D x 7.75 W Door clearance: 9.5 X 7.75 Weight: 31 lbs
Protex Safe Co. - Safes - RD2014 - Protex B-rated depository drop safes are designed for ease of use and are a great choice for convenient stores, hotels/motels, churches, gas stations/car wash, restaurants and more. The safe is equipped with laser cut 1/2 inch steel plate door, spring loaded re-locker and chrome plated heavy-duty steel locking bolts as well as an anti-drill lock plate. The DigiPaz electronic lock is a standard feature for the drop safe which gives it a very convenient and fast operation as well as easy programming and a wrong-try penalty lockout mode to prevent from manipulation of the lock. It operates on two 9-Volt batteries with external battery override connector. The door is equipped with a chrome plated handle and vault type hinges with internal dead-bar to prevent door removal when safe is locked. Mounting holes and anchoring hardware are provided for anchoring the safe onto a concrete floor. B-Rated 1/2 solid steel-plate door (RD-series) Heavy duty chrome locking bolts DigiPaz Electronic Lock with flat keypad External power override (Included) Top Rotary Drop Hard-plate and spring loaded relocker 4 Pre-drilled mounting holes on the bottom for bolting Electro-Static powder coat finish Specifications: Exterior Dimensions: 14 (W) x 20 (H) x 14 (D) Interior Dimensions: 13-7/8 (W) x 13 (H) x 11-1/2 (D) Door Clearance: 11 (W) x 10-3/8 (H) Drop Opening: 9 (W) x 4-3/8 (H) Door Thickness: 2-1/2 (1/2 solid steel plate) Cubic Feet: 1.26 Weight: 91 Lbs.
Drop Slot Safe offers a unique design to protect cash, receipts, deposit slips, keys and other valuables against theft and burglaries. Ideal for convenience stores, restaurants, bars, hotels/motels, small cash businesses, pawn shops, independent store fronts and not-for-profit operations...
The Sentry Safe Drop Slot Safe - UC-039K is a must have for security conscious business managers. It's uniquely designed to protect cash, receipts, deposit slips, keys and other valuables. It comes with an anti-fishing slot, anti-pry door, dual key lock and bottom side piano hinge...
If you are considering a depository safe, look no further. We are pleased to Introduce the SureDrop 7900 Digital Keypad Double Depository Safe by the Pentagon Lock and Safe Co. This depository drop safe is an excellent choice for convenience stores, restaurants, motels, churches or any type of business that uses cash transactions...
Brand New in Package & Ready to Ship Comes with CE Certification Creamy White Durable Premium Powder Coated Heavy-Duty Steel Dual 3/4" Pin Bolt Throw System Four 2-1/4" Anchor Bolts for Easy Mounting Carpet Padding on Inside Bottom Constructed with 2mm Thick Solid Steel 4mm Thick Front Door for More Security The Etui is good for your collection of small valuables, such as precious watches, coins, diamond rings, bracelets, necklaces and any other jewelry...
Reduce your chance of being robbed by making frequent deposits in your drop safe container. Designed with a host of security features including hardened steel construction, programmable electronic locks, anti-fish hoppers and anti-pry doors.
VaultandSafe Drop Safe model SDB-106
Federal Funds Rate and My Finances
Lately there has been a lot of talk about the federal funds rate. This is something that dominates headlines whenever there is a change in this rate. Most recently the Federal Reserve made a huge rate drop. The 1st drop was 3/4ths of a percent, then shortly after by another ½ percent bringing the rate all the way down to 3%. Why such the hype? How does this affect individuals finances?
What is the Federal Funds Rate?
The federal funds rate is the interest rate that banks lend balances to other depository institutions, usually overnight. This rate is the rate that banks can borrow from the Federal Reserve, or in other words, it is the lowest possible rate that banks can charge on interest. Changing this rate is one of the primary tools that the Federal Reserve uses to regulate the supply of money in the US economy.
The Effect of lowering the Federal Funds Rate
By lowering the rate, borrowing becomes cheaper for banks and with competition among the banks they will pass this savings onto their customers. This will make borrowing cheaper for individuals because the rate at which banks can lend is less and the default risk also goes down because there is not as much interest to pay by the individual. The purpose of lowering the Federal Funds rate is to create a domino effect that will eventually stimulate the economy. The cycle it is suppose to follow is this: the Federal Reserve lowers rates, banks lower rates, individuals will borrow more money, the borrowed money buys goods, the sellers of the goods make more money and deposit into banks, banks have more money to lend, then repeat this cycle and the economy is stimulated.
What this means to most individuals in the near and distant future?
This will help out many individuals with their credit card interest rates because the prime rate, which directly influences credit card interest is highly correlated to the Federal Funds rate. From the domino effect, credit card lenders are also able to obtain a lower borrowing rate and therefore competition will force them to decrease their rates. This is one thing that individuals that carry balances on their credit card should be aware of because sometimes the lender will keep charging the same rate. An individual who is aware of this can most of the time, contact the credit card company and demand a lower rate.
The lowering of the federal funds rate will also decrease the interest earned in savings accounts and in CDs. This can force many individuals to seek better investment options for their funds because the interest earned in savings accounts and CDs is very minimal, most likely not even enough to keep up with inflation. This can also be good for the stock market because this can cause higher demand for publicly traded stocks, therefore driving up the prices and increase returns. (Also returns can go up from the domino effect created from the dropping of the fed rate, which also explains why there is a sudden surge in stock prices when there was an unexpected decrease of the federal funds rate)
One misconception about the fed lowering the Federal Funds rate is that it directly influences mortgage rates. Mortgage rates are much more complex in how they are determined than just by the Federal Funds rate. Mortgage rates are based on long term rates, while federal funds rate is a short term rate. Mortgages are priced like the stock market, if there is a expected drop in the federal funds rate, the mortgage rate will price it into the rate before the rate drop even happens. An unexpected rate drop can influence mortgage rates, but only by a small amount. The fed rate is an indirect factor in determining the long term rates. Even though it is only a small indirect factor, long term interest rates are very low right now and locking in a safe, low fixed rate at the current time may be a good idea.
Overall, the rate cut is a good thing for credit card interest and other short term loans, but on the negative side, savings accounts will not earn as much interest. If all goes as planned the economy will get the extra boost it needs to stay out of a recession, while also indirectly making a positive influence on long term interest rates and keeping inflation in check.
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